Scammers have made improvements on their tactics, and invent new ways to scam unsuspecting people of their hard-earned money, these days they even go as far as investing their own money into building websites, and links just to deceitfully access your banking details in order to steal your money from you account.
In this article, I’m going to talk about four mistakes you make that gives scammers access into your bank accounts to steal your money. These four methods might not be exhaustive, but it is far-reaching, hence you need to watch out closely for any suspicious activity, or attempts by anyone or website to get your banking details.
Remember, your bank will never request for your banking details online or through calls and text messages, any of such requests should be deemed as fraudulent. Thank you.
1. Clicking on fake emails or malicious links that directs you to websites that asks for your personal details and banking details.
Nowadays, scammers clone the websites of banks and their emails to appear genuine.
On the websites they inform you of fake promos or giveaways banks, and asks you to fill in your banking details in a form which they’ll provide as a prerequisite for registration and participation in the bank promotions. I have friends that fallen for these tricks.
When you get these kinds of emails, call or visit your bank to validate the authenticity of the links or emails, and websites.
Don’t just input your banking details on any website or send your banking details to an email address that claims to be your official banking email.
Again your bank will never ask you for sensitive details through websites or emails.
2. Using weak passwords for online banking. For example using your date of birth or your phone number as your password.
Personally, I’ve fallen prey to this. It’s easy for scammers to hop on your social media accounts to get details such as your phone number and date of birth, if it happens that you use any of these details as your banking password then be rest assured that it will be easy for them to steal your money.
Don’t ever use easy or weak passwords for online banking, because scammers can easily predict or crack them to gain access into your bank accounts. Instead use passwords that are more sophisticated, and one that cannot be easily deduced from details such as your date of birth, phone number, name etc.
3. Saving your banking details such as your ATM details, or your online banking passwords on your phone.
Although this is circumstantial, because scammers can only get your password when they steal your phone or you misplace it.
But as an advisement, it is not safe to store your banking details on your phone, because if you loose it, not only will you loose your phone, you’ll also loose your money.
Trust me, most scammers today don’t steal your phone because they admire it, they steal it because they have the intentions of stealing your banking details from your phone in order to steal your money as well.\
4. Giving out your banking details to scammers via phone calls or text messages.
This is the most prevalent form that scammers use to defraud people of their money.
What they do is, they’ll call you or send you a text message informing you of a glitch in your account, then they’ll tell you to send your banking details to them to help you rectify the glitch, once you give your details to them, they access your account and steal your money.
Please note again that banks will never request for your banking details through text messages, calls of emails.
If you receive those kinds of fraudulent messages or calls, please insist on visiting your bank to correct or rectify the glitch, do not give your banking details to anyone through calls or text messages. Thank you.
Please share this post to as many persons as you can, thank you.